About GreenSky

GreenSky, LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Sale® for a growing ecosystem of merchants, consumers, and banks. GreenSky’s highly scalable, proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, driving increased sales volume and accelerated cash flow. The GreenSky® Program is operated on behalf of, and financing is offered and made by, federally insured, federal or state chartered financial institutions, which leverage GreenSky’s technology to offer loans to primarily super-prime and prime consumers nationwide. Since GreenSky's inception, nearly 6 million consumers have financed more than $50 billion of commerce using GreenSky’s real time “apply and buy” technology. 

Location: Atlanta, GA (Hybrid: 3 Days per week)

We are unable to sponsor or take over sponsorship of an employment Visa at this time. Applicants must be authorized to work for ANY employer in the U.S.

Role: Sr. Manager, Merchant Risk Strategy & Analytics

Overview

This role is a senior individual contributor within GreenSky’s Merchant Risk Strategy team. The Senior Merchant Risk Manager is responsible for leading complex analytical initiatives focused on high-risk merchants, developing data-driven strategies to protect portfolio health, and influencing risk and business decisions across the organization.

• Lead identification of merchant risk trends and opportunities using advanced predictive analytics
• Design and implement strategic and tactical risk solutions to optimize portfolio performance
• Provide analytical leadership across performance management, risk exposure control, early-warning detection, profitability optimization, and growth initiatives
• Develop and enhance predictive decisioning rules that balance risk, customer experience, and merchant experience
• Conduct complex quantitative analyses on large, multi-source datasets with minimal oversight
• Partner with Product, Operations, Finance, Compliance, and Technology teams to drive alignment and execution
• Research industry trends and competitor practices; synthesize insights and present recommendations to senior management
• Clearly communicate analytical findings and strategic recommendations in both written and verbal formats
• Define, own, and report on key risk and performance KPIs
• Serve as a trusted subject-matter expert within Merchant Risk Strategy

• Bachelor’s degree in a quantitative field
• 5+ years of experience in a relevant analytical or quantitative role within Risk Management at a financial services organization
• Advanced proficiency working with large datasets using SQL, Python, R, or similar programming languages
• Working knowledge of Tableau or comparable data visualization tools
• Advanced Microsoft Excel skills

Preferred Qualifications

• Advanced degree in a quantitative discipline
• Experience in Credit Risk, Fraud Risk, or Merchant Risk Strategy within financial services

Our compensation structure is designed to reflect the cost of labor across various U.S. geographic markets. The base salary for this role ranges from $110,000 per year to $145,000 per year. Compensation will be determined by several factors, including relevant knowledge, skills, and experience. This role is also eligible to receive an annual bonus within a comprehensive total rewards package, alongside a full suite of medical, dental, vision, disability insurance, life insurance, 401k retirement benefits, paid time off, paid holidays, and paid personal/sick time. For further details, please visit https://www.greensky.com/benefits.

We anticipate that this position will remain open for at least 5 days, and candidates are encouraged to apply through our internal or external career sites.

If you have any questions about this job posting, please contact recruiting@greensky.com.

GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.