About GreenSky

GreenSky, LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Sale® for a growing ecosystem of merchants, consumers, and banks. GreenSky’s highly scalable, proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, driving increased sales volume and accelerated cash flow. The GreenSky® Program is operated on behalf of, and financing is offered and made by, federally insured, federal or state chartered financial institutions, which leverage GreenSky’s technology to offer and make loans to primarily super-prime and prime consumers nationwide. Since GreenSky’s inception, nearly 6 million consumers have financed more than $50 billion of commerce using GreenSky’s real time “apply and buy” technology.

Overview:

GreenSky makes it easy for businesses of all sizes to offer credit to their customers with a fast and paperless solution. With billions of dollars in loans and hundreds of thousands of satisfied customers, we are evolving the consumer credit marketplace. We have developed a highly scalable loan origination and servicing platform and unique loan origination tools to deliver a differentiated level of service to our stakeholders, merchant and retailer channel partners, consumers, and borrowers.

Leveraging proprietary mobile technology, we are continuing to build on our successes. We have a great team and are proud of the employer-of- choice environment we’ve created. GreenSky is backed by some of the leading private equity investors in the world

Position:  Merchant Underwriter

Location:  Remote

Shift:  Monday – Friday from 9am-6pm EST.

The Merchant Underwriter will be a member of the Merchant Management team and will report to the Director of Merchant Underwriting.  In this role, you will perform merchant underwriting for on-boarding of new merchants that wish to use our lending program.

Shift:  Monday – Friday from 9am-6pm EST.

• As a Merchant Underwriter, you will be responsible for evaluating merchant applications, performing risk assessments, and escalating complex cases as needed
• Analyze and interpret commercial and consumer credit reports.
• Analyze tax returns and other financial documentation to make the best credit decision possible.
• This role is critical in maintaining regulatory compliance, supporting business growth, and ensuring that merchant operations align with GreenSky’s standards and policies

• Perform a thorough investigation of credit information from credit reporting agencies and other sources to determine a merchant’s overall risk level
• Communicate decisions and requests for additional information to Merchants.
• Periodic phone coverage as required for merchant verification calls.
• Review internal and external resources to determine if reputation or fraud risks are present
• Adhere to established bank policies, company guidelines and all regulatory requirements.
• Provide excellent customer service within established service level agreements.

• 2-3 years’ experience in underwriting, compliance, or risk management.
• Strong ability to assess complex risk factors and evaluate detailed business reports or financial data.
• Familiarity with CRM and underwriting tools.
• Strong ability to assess complex risk factors and evaluate detailed business reports or financial data.
• Familiar with reviewing financial statements and documents.
• Demonstrated effective time management and organizational skills.
• Strong verbal and written communication skills and ability to communicate across various lines of business.
• Proficient with Microsoft Office
• Ability to work independently on routine, repetitive tasks and to handle multiple tasks simultaneously.
• Strong Internet research skills.

Preferred Qualifications:

• Knowledge of GreenSky’s products.
• Underwriting experience.
• Bachelor’s or associate’s degree from an accredited institution.
• Educational and/or professional background in credit or underwriting.

GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.