GreenSky Administrative Services LLC

Merchant Fraud Investigator

Job Location(s) US-GA-Atlanta
Posted Date 1 month ago(9/23/2020 6:55 PM)
Job ID
# of Openings



The Investigator Level I will be a fraud Subject Matter Expert (SME) with the following attributes:

Customer Focus

  • Ability to take ownership of each customer while prioritizing customer needs
  • Resolve conflicts and manage customer expectations
  • Determine customer needs and provide appropriate solutions through relationship building

Communication Skills

  • Effective verbal and written communication with both external and internal customers
  • Document customer account activities thoroughly and concisely
  • Ability to engage in interactive dialogue with customers through active listening
  • Effective communication with both local and Federal law enforcement agencies and regulators
  • Ability to present publicly at Industry conferences
  • Advanced interrogation skills
  • Ability to mentor and coach less experienced representatives

Problem Solving Skills

  • Preform detailed analysis and research to identify and resolve issues expeditiously
  • Approach problems logically and with good judgment to ensure the appropriate outcome
  • Quickly make appropriate decisions on behalf of both the customer and GreenSky
  • Effectively prioritize work to ensure efficiency
  • Conduct research as needed

Analytical Skills

  • Ability to exercise independent judgment
  • Accuracy and attention to detail
  • Required to abide by all applicable regulatory and department practices and procedures
  • Knowledgeable of current and emerging fraud trends for both consumer facing and merchant facing portfolios

Computer/Software Skills

  • Familiarity with multiple browsers, multiple tabs, window navigation and instant messenger tools
  • Fluency in Windows Operating Systems and Microsoft Office tools
  • Advanced knowledge of Lexis Nexis

Location:    Atlanta, GA/Remote


Travel:   Less than 10% 


Shift:  Mon-Fri: 9:00am-6:00pm 


Organizational:  This position is a member of the Merchant Fraud Investigation team and reports to the Senior Director of Fraud Operations.

Duties & Responsibilities

  • Researches, analyzes, and links high risk transactions to identify possible cases of fraud and identify fraud ring activity
  • Assists underwriters with identifying high risk application activity
  • Interacts with internal and external customers and supervisors to recommend and perform appropriate actions required to mitigate losses and to provide a positive customer experience
  • Documents and evaluates results of actions to support fraud trending and reporting and ensures that best practices are followed
  • Identify fraud patterns and communicate observations to analyst(s)
  • Comply with all applicable federal regulations in decision process
  • Apply expanded baseline knowledge of fraud schemes to assist in handling of specialized fraud functions such as identity theft, synthetic identities, bust-outs, and cross-channel fraud
  • Identify control issues/policy violations and propose actions to mitigate reoccurrence
  • Interface with federal, state, and local law enforcement agencies to ensure current knowledge of current fraud trends
  • Assist with more complex assignments as requested

Required Skills/Qualifications

  • Bachelor’s degree in business, finance, accounting, economics, or criminal justice
  • CFE/ACAMS/CPA Certifications preferred
  • Four plus years work experience in financial services industry, primarily in operations related to customer protection, disputes, internal and external fraud to include credit cards, consumer lending, customer service, and or other transactional businesses
  • Experience in Fraud Prevention in a Card Not Present environment preferred
  • Demonstrated ability to analyze data and take appropriate action based on investigative results
  • Demonstrated aptitude to utilize computer systems, adhere to bank partner policies and procedures, and ensure compliance with applicable bank regulations
  • Ability to work with highly confidential and sensitive information
  • Excellent verbal and written communication skills with the ability to communicate with all levels within the organization
  • Works well in a team environment
  • Ability to work independently on special projects
  • Solid understanding of fraud risk management practices, as well as practices for prevention, detection, remediation and reporting of internal and external fraud within financial institutions
  • Demonstrated ability to work in a continually evolving, fast-paced and dynamic environment
  • Project/Program Management experience a plus
  • Experience in law enforcement a plus



GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.




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