GreenSky Administrative Services LLC

  • Analyst/Senior Analyst

    Job Location(s) US-GA-Atlanta
    Posted Date 2 months ago(12/6/2019 4:10 PM)
    Job ID
    2019-4133
    # of Openings
    1
    Category
    Credit Strategy
  • Overview

    The Consumer Credit and Merchant Risk team designs, develops, implements, validates and monitors receivables performance through data-driven, profit-based policies and strategies across all of GreenSky’s verticals and products. The team is structured under two core functions:

    • Consumer Credit Risk Management: decision criteria for underwriting and credit lifecycle management of consumer installment loans
    • Merchant Risk Management: merchant risk underwriting, monitoring and lifecycle risk management

    Organizational: Consumer Credit Risk and Merchant Management

     

    Location: Atlanta, Georgia

    Duties & Responsibilities

    • Provide analytical support in the identification of credit risks and opportunities and the creation of strategic or tactical recommendations
    • Conduct quantitative analysis and analyze large volumes of data to identify emerging consumer credit performance or merchant profitability trends
    • Perform root cause analysis of changing trends to identify performance drivers
    • Collaborate with cross functional partners in finance, operations, IT, compliance, etc. to develop and test hypotheses and achieve business objectives
    • Clearly and concisely communicate results of analysis both in writing and verbally
    • Produce reports and analysis to monitor and track performance of strategies or tests

    Required Skills/Qualifications

    • Bachelor's degree in a quantitative field such as Economics, Finance, Statistics, Mathematics, Operations Research, Engineering or Computer Science
    • SQL, Python, R or similar programming skills and experience
    • Passionate about using data and analytics to solve business problems and eager to learn about financial services and consumer lending
    • Skilled communicator with ability to influence others
    • Aggressive, persistent, and inquisitive personality
    • Strong organization, planning and project management skills
    • Experience analyzing data in Excel using pivot table, vlookups, charts, etc.
    • Flexibility and ability to thrive in a rapidly changing, fast-paced environment

     

    Preferred Skills & Qualifications:
    • Internship or other experience in an analytical/quantitative role
    • 1+ years of analytics experience in credit risk management, consumer or small business lending, commercial credit, or point of sale financing
    • Advanced degree in a quantitative field

     

    GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.

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