GreenSky Administrative Services LLC

  • Credit Processor

    Job Location(s) US-GA-Atlanta
    Posted Date 4 weeks ago(7/26/2019 2:31 PM)
    Job ID
    2019-3956
    # of Openings
    1
    Category
    Credit Operations
  • Overview

    GreenSky is one of the fastest growing Financial Technology companies in America.  We make it easy for businesses of all sizes to offer credit to their customers with a fast and paperless solution. With billions of dollars in loans and hundreds of thousands of satisfied customers, GreenSky is quickly changing the consumer credit marketplace. We have a great team, are growing quickly, and are backed by some of the leading investors in the world.

     

    Our corporate headquarters is located in the financial technology hub of Atlanta, GA.

     

    Looking for great talent to help us continue our rapid growth!

     

    Position:   Credit Processor

     

    Organization:  This position is member of the Credit Department and reports to the Manager of Credit Operations.

     

    Shifts:  Shifts vary. Candidates will have set schedules, most shifts are 1 pm to 10 pm or 3 pm-12 am. Shifts 9 hours with a 1 hour unpaid lunch. Credit Processors are required to work at least 1 weekend day per week. The Credit Operation Dept. is open 363 days/year (closed Thanksgiving and Christmas).

     

    Location:  Atlanta, GA

     

    Duties & Responsibilities

    Duties and Responsibilities:

    • Perform consumer loan processing activities including analyzing & full review of credit information from all compliance approved resources which include but not limited to Credit Bureau Reports to determine Applicants creditworthiness.
    • Search, obtain, verify, process & interpret required info/data to include but not limited to calculating Debt-To-Income (D-T-I) ratio, analyzing tax returns or verifying income, address and SSN for remediation of a Pended application in preparation for a non-judgmental loan decision.
    • Works within established credit lending guidelines and bank regulations while remaining compliant.
    • Determine the correct decision with an acceptable amount of minimal errors as it relates to the established credit policy for pended loan requests with the goal of achieving the optimal outcome for the borrower and the bank.
    • Review & remediation of requests from Applicants or Sales for any escalation type.
    • Communicate requests for additional information and loan decisions to both the Applicant and Sales customer.
    • Adhere to established credit and bank policies, company guidelines and all regulatory requirements.
    • Maintain acceptable turnaround times while providing excellent customer service within established SLAs.
    • Perform other duties as required. 

    Required Skills/Qualifications

    Required Skills & Qualifications

    • Independent thinker, minimal supervision, handles multiple tasks simultaneously and team oriented.
    • Strategically prioritize tasks and utilizes effective time management skills.
    • Use of both verbal and written communications to include business email etiquette internally & externally.
    • Proficient with Microsoft Office, Excel, Word and strong internet research skills.
    • Successful completion of background check.
    • Educational and/or professional experience in loan processing or consumer lending/servicing.
    • Flexibility to work evening and weekend shifts as needed.

     

    Preferred Qualifications:

    • Associate’s or Bachelor’s Degree preferred.
    • 2+ years of experience in loan processing or consumer lending/servicing.
    • Proven ability to work in fast paced dynamic environment where correct decisions are made with acceptable amount of minimal errors while ensuring to not compromise the customer experience and prevent organizational financial loss.
    • Demonstrated analytical and problem solving skills; the ability to recognize non-obvious patterns..
    • Team player capable of learning and sharing knowledge in global/enterprise environment.

     

    GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.

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